Mobile money has become the backbone of digital payments across Africa, with over 800 million registered accounts and $1 trillion in transactions during 2025. For businesses looking to scale on the continent, accepting mobile money is essential.
MTN MoMo dominates in Uganda and Ghana, Airtel Money has strong presence across East and Central Africa, and M-Pesa leads in Kenya and Tanzania. Each network has its own API, settlement schedule, and fee structure.
RohoPay unifies all major mobile money networks behind a single REST API. One integration gives you access to MTN MoMo, Airtel Money, and M-Pesa — with consistent settlement times and unified reporting.
The mobile money landscape continues to evolve rapidly. Networks are opening their APIs to third-party developers, transaction limits are increasing, and interoperability between networks is improving across the continent.
Grace Achieng
Guides team
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