RohoPay Annual Report 2025

2025 was a transformative year for RohoPay. We processed over UGX 50 billion in transaction volume across six African markets, serving more than 4,200 active merchants. This report breaks down the key metrics, trends, and milestones that defined our year.

Mobile money remained our dominant payment method, accounting for 72% of all transactions. MTN MoMo led in Uganda and Ghana, while M-Pesa dominated in Kenya and Tanzania. Airtel Money showed the fastest growth, with transaction volume increasing 340% year-over-year.

Card payments launched in Q2 2025 and quickly gained traction, reaching 18% of total volume by year-end. Visa and Mastercard are now accepted across all merchant tiers, with 3D Secure authentication handling the majority of card verifications automatically.

Cross-border payments emerged as a significant revenue stream. Businesses using RohoPay to send and receive payments across East Africa processed over UGX 400 billion in cross-border volume, with optimized FX routing saving merchants an estimated UGX 2.3 billion in fees.

Our developer ecosystem grew substantially. We released SDKs for JavaScript, Python, and PHP, published comprehensive API documentation, and hosted our first Developer Summit with over 500 attendees. The API now handles over 10,000 requests per minute at peak.

Looking ahead to 2026, we're expanding into West Africa (Nigeria, Ghana), launching crypto settlement options, and introducing embedded finance products. Our Series A funding of $12 million positions us to execute on this ambitious roadmap.