Integration Time
< 48 hours
MTN Subscribers
17M+
USSD Push Rate
99.2%
Settlement
T+1
MTN Mobile Money is the largest mobile money platform in Uganda with over 17 million subscribers. Our integration tools let merchants start accepting MTN MoMo payments in under 48 hours, with native USSD push, real-time webhooks, and instant reconciliation.
The integration process is straightforward. Merchants sign up for a RohoPay account, generate API keys, and integrate using our REST API or SDK. Test mode uses MTN's sandbox environment, and production keys are issued within 24 hours of application approval.
Our USSD push implementation sends a payment prompt directly to the customer's phone. The customer enters their PIN to authorize, and RohoPay receives confirmation via webhook within seconds. This flow achieves a 99.2% success rate, significantly higher than QR-code-based alternatives.
Settlement for MTN MoMo transactions happens on a T+1 schedule. Funds are credited to the merchant's RohoPay wallet the next business day, with detailed settlement reports available in the dashboard. Weekend and holiday transactions settle on the next business day.
Real-time webhooks notify merchants of payment status changes. Each webhook includes the transaction reference, amount, status, and timestamp. Our webhook delivery system retries failed deliveries with exponential backoff, ensuring no payment event is missed.
Sarah Namubiru
Product team
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